Credit Union 1

#3381E2

Being a member of a credit union is not like opening an account at the usual bank. Become a member owner of Credit Union 1 today. Better banking for all of us.

Credit Union 1: Innovative Financial Solutions | Credit Union 1 | Account Opening

Applying is quick and easy! To apply, you must:<ul><li>Be a legal US resident</li><li>Be at least 18 years old</li><li>Have a Social Secuity number</li><li>Have a Government Issued ID*</li></ul>

<div class='f-3'>*Acceptable Government Issued IDs: Driver's License, State ID Card, Passport, or Permanent Resident Card.</div>

Terms and Conditions

Sign up in less than 5 mins

Please enter the six-digit code that was sent to your email address.

Check Your Email for a Private Verification Code.

Everyday banking, for everyone

High Yield Savings

Let’s start with your name.

Mobile Phone Number

We'll contact you with important information about your application. Your phone number will never be shared with anyone.

How can we get in touch with you?

Please check the box if you have an alternate mailing address.

We use this information to verify you are who you say you are. Your information is always kept private and will never be shared with anyone. This information is protected by 256-bit SSL Encryption.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

What’s your mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. This information is always kept private and will never be shared with anyone.

Okay, now let’s verify your identity.

We found existing membership information on file for you. Would you like to use one of the memberships below?

Let's verify your identity

While we're opening your new account, would you like to include an additional product?

Great news! We found additional products you might like.

Please choose the deposit products below that you wish to open today.

Here are your offers.

I agree to join the CU1EDA (and have CU1 make the one-time $5 donation on my behalf)

Voting in CU1 Meetings I hereby appoint the members of the Board of Directors of Credit Union 1, as proxies to cast all votes I am entitled to cast for the election of directors, mergers and any matter with regard to which credit union members are entitled to vote by proxy, as the majority of the directors sees fit, at all annual or special meetings of the members of Credit Union 1 hereafter held and any adjournment thereof, from time to time and year to year, until and unless this proxy is cancelled by me. I hereby authorize said proxies to designate a person or committee to cast the vote or votes of me in such manner and for such candidates as the proxy shall determine, hereby ratifying whatever said proxies may do. Please check if you would like the Board of Directors to vote as your proxy on all issues allowed by the Illinois Credit Union act, if unable to personally cast a vote.

Eligibility You are eligible to become a member of Credit Union 1 if you join the Credit Union 1 Educational Development Association with a one-time $5 donation that Credit Union 1 will make on your behalf.

Membership at Credit Union 1

Would you like to add a joint applicant with access to this account?

We have just a few questions about your joint applicant so we can add them to your application.

Great! Let’s collect information about your joint applicant.

Check this box to use the same address as the primary applicant.

Let us know how we can get in touch with your joint applicant in case we need to.

Next, what is your joint applicant’s contact information?

We use this information to verify your joint applicant is who you say they are. This information is always kept private, will never be shared, and is protected by 256-bit SSL Encryption.

What’s their home address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared.

Let’s verify your joint applicant’s identity.

If you are a new member, your initial donation to the CU1EDA will be withdrawn from your membership account.

Initial Deposit

I authorize the above funds to be withdrawn from my account. I understand that bank transfers can take several business days to be completed.

You’ll see your opening deposit posted to the account within 2-3 business days after your application is approved.

Log in to your existing bank to fund your new checking account.

Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid’s <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let’s link your bank account.

Please provide your bank’s account and routing number so we can initiate the ACH transfer to fund your new account with us.

Enter your bank account details.

Please review our <a href='https://www.creditunion1.org/assets/1/6/E-Statement_Disclosure.pdf' target='_blank'>estatement disclosures</a> for more details.

Let's finish setting up your account.

Please review your submission details and send it when you are ready! By clicking the "SUBMIT APPLICATION" button, you promise that everything you have stated in this application is true and correct to the best of your knowledge.

Legal Agreements Please finish your application by carefully reviewing the following legal information. By clicking "Agree &amp; Submit" you are attesting that you have received, read, and agree to each agreement. You acknowledge that you are aware that the Membership and Account Agreement includes, amongst other things, a Mandatory Arbitration Clause. <ul><li><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.creditunion1.org/assets/1/6/Membership-and-Account-Agreement-Combined-2023.pdf">Membership and Account Agreement</a></li><li><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.creditunion1.org/assets/1/6/E-Statement_Disclosure.pdf">E-Sign Disclosure and Consent Agreement</a></li><li><a target="_blank" rel="noopener noreferrer" href="https://www.creditunion1.org/media/1unhwemc/credit_union_1_educational_development_association_disclosure.pdf">Educational Development Association Disclosure</a></li><li><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.creditunion1.org/assets/1/6/CU1_Fee_Schedule1.pdf">Fee Schedules</a></li><li><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.creditunion1.org/rates/savings--checking-account/">Rates</a></li><li><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.creditunion1.org/website-terms-of-use/">Terms of Use</a></li><li><a target="_blank" rel="noopener noreferrer nofollow" href="https://www.creditunion1.org/assets/1/6/Federal_Privacy_Policy.pdf">Privacy Policy</a></li></ul> I also certify under penalty of perjury that: I authorize Credit Union 1 to perform an Electronic Funds Transfer (EFT) withdrawal from the specified external account(s) for the initial funding of the account. I understand and agree that CU1 may charge my account(s) a fee for an EFT withdrawal that is returned upaid for any reason. I certify I am an authorized signer on the identified account(s). If joining CU1EDA, I understand that Credit Union 1 will share my name and contact information with CU1EDA and pay the $5 membership fee to CU1EDA on my behalf. You agree to maintain at least one share ($5.00) at CU1. USA Patriot Act - To help the government fight the funding of terrorism and money laundering activities, federal law requires all US financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your identifying documents. Please print and or save a copy of these documents for your records. By clicking "AGREE &amp; SUBMIT" I have read and agree to the site terms and disclosures.

High Yield Savings

Everyday banking, for everyone

Applying is quick and easy! To apply, you must:Be a legal US residentBe at least 18 years oldHave a Social Secuity numberHave a Government Issued ID*

Applying is quick and easy! To apply, you must:
Be a legal US resident
Be at least 18 years old
Have a Social Secuity number
Have a Government Issued ID^*